Workforce Housing in High Cost Markets

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Priced Out is a series of three reports published by the Terwilliger Center for Housing in 2009 and 2010. The reports examine metropolitan marketplaces whose high cost of housing significantly constrains the residential mobility of households earning between 60 and 120 percent of AMI.  In housing markets including Boston,  San Francisco, and Washington, DC, high land prices, high demand, and exclusionary zoning practices often conspire to effectively “price out” workforce households.  The challenge is especially acute near transit and employment nodes.



Priced Out: Persistence of the Workforce Housing Gap in the Boston Metro Area
Published: 2010

This report examines the availability and affordability of for-sale and rental housing to workforce households near six major employment hubs in the Boston Metropolitan Area.  The report finds that housing in the Boston Metropolitan Area is unaffordable to the vast majority of workforce households and that this trend is like to increase in the future without intervention.

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Priced Out: Persistence of the Workforce Housing Gap in the San Francisco Bay Area 
Published: 2009

This report sheds light on the lack of affordability in the San Francisco Bay Area housing market for workforce households making between 60 and 120 percent of the local AMI.  Furthermore it finds that the search for quality, affordable workforce housing is further exacerbated by the relatively uniform distribution of high housing prices across the region. This uniformity can make even peripheral areas out of reach for working families and individuals.

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Priced Out: Persistence of the Workforce Housing Gap in the Washington, DC, Metro Area
Published: 2009

This report reveals that workforce households are largely priced out of rental and for-sale housing in the Washington, DC metropolitan area.  The lack of housing affordability was found to be a particular issue near major employment centers in the DC metro.

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