Benefits

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ULI is proud to offer a competitive benefits package that is designed to support many areas of your life.

Eligibility

Active employees who are scheduled to work at least 30 hours per week are eligible for ULI benefits. Benefits-eligible employees may also provide coverage for eligible family members including

  • Employee’s spouse
  • Eligible same sex domestic partner; and
  • Children up to age 26

Health

Medical
ULI offers three comprehensive health plan options. Each plan includes prescription drugs and covers in-network preventative care in full.

  • Choice PPO
  • Standard PPO
  • High Deductible Health Plan (HDHP) with a Health Savings Account (HSA)

Vision
Comprehensive vision coverage is free for eligible employees. Benefits are available in- and out-of-network.

Dental
Dental coverage is provided through a Preferred Provider Organization.  Benefits are available in and out of network.

Life And Disability

Life Insurance
ULI provides employees with 100% company-paid Basic Life Insurance coverage equal to 2.5x your annual compensation up to $400K.

Supplemental Life Insurance
In addition to company-paid life insurance, employees have the option to purchase supplemental insurance for themselves, as well as coverage for their family.

Short Term Disability
ULI provides Short Term Disability (STD) coverage at no additional cost. If you become disabled as a result of illness, injury or pregnancy, the plan replaces 60% of your base pay (up to $1,000 per week) while you are on approved disability leave.

Long Term Disability
Long Term Disability (LTD) coverage is also provided at no additional cost. LTD benefits start when STD coverage ends and replaces 60% of your base pay (up to $8,000 per month) while you are on an approved disability leave.

Other Voluntary Pre-tax Benefits

Health Savings Account (HSA)
The Health Savings Account is available to employees who enroll in ULI’s high deductible health plan. ULI will fund a portion of the deductible ($1,500/individual or $3,000/family) by making contributions directly into individual’s Health Savings Account (HSA). HSA accounts allow for pre-tax dollars to be set aside by employers or employees for qualified health care expenses. HSA accounts allow unused dollars to grow tax-free, carry over each year, and move with the employee from job to job.  Employees who wish to reduce their taxable income may contribute pre-tax dollars to their HSA up to the IRS maximum.

Flexible Spending Account (FSA)
ULI provides employees with the opportunity to reduce their taxes by participating in a Health Care and/or Dependent Care FSA.  Employees do not need to elect medical, dental or vision coverage in order to participate in the FSA.

Parking and Transportation Reimbursement Plan
Employees may set aside money on a pre-tax basis to pay for parking or public transportation expenses related to their commute to and from work.

Retirement

401(K) Plan
ULI’s 401(k) plan provides employees with a variety of investment options from which to choose. Employees determine the amount they would like to contribute to the 401(k) plan on a pre-tax basis up to 4%. In addition, ULI will contribute 3% of salary base contribution plus a dollar-for-dollar match up to 3% of the employee’s contribution after one year of service.

403(b) Plan
If employees would like to contribute more than 4% to their retirement account, they may open a 403(b) account anytime.  The maximum pre-tax contribution should not exceed the IRS limit for the current year. There is no employer match for the 403(b).

Work Life

Paid Time Off & Personal Leave
Full-time employees are eligible for up to 15 days of paid time off per calendar year.  ULI employees also receive six sick days to use per year.  Once you have been with the company for five years, you will be eligible for 21 days of paid time off per calendar year. Employees are eligible for 27 days of paid time off after ten years of service.

Holidays
Regular full-time, active employees receive 10 paid holidays in which the office is closed, plus Inauguration Day every four years.

Family Medical Leave
Once the eligibility requirements under the Family Medical Leave Act are met, you may be eligible for up to 16 weeks of leave within a 16 month period to use for illness, care of your newborn or newly adopted child, or to care for a family member who is seriously ill.

Other Leave
As a full-time employee you will also receive a paid time off benefit in the event of a death in your family, if you are called to jury duty, subpoenaed as a witness in a jury trial, or if you are called to military duty.

Employee Assistance Plan (EAP)
You and your family have access to the EAP resource center and referral service at no cost to you. Through this program, you can receive confidential counseling, financial services, and legal assistance.

This briefly summarizes the benefits available to ULI employees in the U.S. More detailed information is available in ULI’s plan documents, which takes precedence over this summary. ULI reserves the right to change or terminate any of the plans or programs described in this summary at any time, without advance notice.